Important Information
Bank of Scotland Corporate privacy notice
At Bank of Scotland Corporate we know that you care about how your personal data is used and shared and will ensure that we use this data carefully and sensibly.
Bank of Scotland Corporate will not pass your details to third party organisations for third party marketing and is the sole owner of the personal data collected from this site.
From time to time, we would like to send you other emails including details of products and services that might be of interest to you and your organisation. Please unsubscribe if you do not want to receive other emails apart from 42 degrees.
If you are subscribed, you can change your subscribe options at any time.
From time to time, we would like to send you research questionnaires. Please click here if you do not want to receive research requests from 42 degrees.
Controllers of personal data
Any personal data provided to or gathered by www.fortytwodegrees.co.uk is controlled by Bank of Scotland Corporate of The Mound, Edinburgh, EH1 1YZ, part of the HBOS group. Personal data will be held under contract by our agents who can only process data under the instruction of Bank of Scotland.
Bank of Scotland Corporate is the sole owner and user of personal data provided or gathered on this site.
Collection and use of personal data about customers
The data we learn from subscribers helps us personalise and continually improve the content and delivery of 42 degrees. Here are the types of data we gather:
- Data you give us: we receive and store any information you enter on our website or give us in any other way. You can choose not to provide certain data but then you might not be able to take advantage of many of our features.
- Automatic information: we receive and store certain types of information whenever you interact with us. For example, like many websites, we use "cookies" and we obtain certain types of information when your Web browser accesses www.fortytwodegrees.co.uk.
- Email communications: to help us make emails more useful and interesting, we often receive a confirmation when you open email from www.fortytwodegrees.co.uk if your computer supports such capabilities. We also compare our customer list to lists received from other companies in an effort to avoid sending unnecessary messages to our customers. If you do not want to receive email or other mail from us, please advise us by clicking here. Please note that any data sent via email is not secure and could be read by others.
Registration
In order to receive 42 degrees, users have to subscribe. Subscribers are required to give contact information (such as name and email address). This information is used to send future issues of 42 degrees and contact the subscriber about other Bank of Scotland services and research for which they have expressed interest.
Cookies
A cookie is a small piece of information that a website places on your computer's hard drive. Any information that is supplied by cookies can help us to provide you with a better service and assists us to analyse the profile of our visitors.
Nielsen//NetRatings, an independent measurement and research company, gathers non-personal data regarding the visitors to our site on our behalf using cookies and code which is embedded in the site. Both the cookies and the embedded code provide non-personal statistical information about visits to pages on the site, the duration of individual page views, paths taken by visitors through the site, data on visitors' screen settings and other general information. Bank of Scotland uses this type of information, as with that obtained from other cookies used on the site, to help it improve the services to its users.
If you wish to reject Nielsen//NetRatings's code, you can use the process set out below under "How to find and control your cookies". To disable the embedded code, you will need to send requests directly to webprivacy@netratings.com. Further information regarding Nielsen//NetRatings's privacy statement can be found at www.nielsen-netratings.com
Our cookies cannot be read by any other website other than that which placed them. We use them to store your preferences for certain types of information to track your progress through the website or to prevent the same pop-up screens from appearing more than once when you access our site. You will be advised what information will be collected, the purpose for collecting the information and the method of collection by third parties on their website. Browser settings can be adjusted to prevent cookies being placed on your PC if desired; though this may affect the performance of certain areas of the site. Cookies may also be removed on an individual basis from your computer.
How to find and control your cookies
If you're using Netscape 6.0:
On your Task Bar, click:
- Edit, then
- Preferences
- Click on Advanced
- Click on Cookies
If you're using Internet Explorer 6.0:
- Choose Tools, then
- Internet Options
- Click on Privacy Tab
- Click on Custom Level
- Click on the 'Advanced' button
- Check the 'override automatic cookie handling' box and select Accept, Block or Prompt for action as appropriate.
If you're using Internet Explorer 5.0 or 5.5:
- Choose Tools, then
- Internet Options
- Click the Security tab
- Click on Custom Level
- Scroll down to the sixth option to see how cookies are handled by IE5 and change to Accept, Disable, or Prompt for action as appropriate.
How to see your cookie code
Just click on a cookie to open it. You'll see a short string of text and numbers. The numbers are your identification card, which can only be seen by the server that gave you the cookie.
Surveys and contests
From time-to-time we may request data from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose any data requested. Data requested may include contact data (such as name and contact details), and business data (such as postcode, age level). Contact data will be used to notify the winners and award prizes.
Data supplied will be used for analysis purposes to refine our future communications.
How secure is data about me?
www.fortytwodegrees.co.uk takes every precaution to protect our subscribers' data. When users submit sensitive data via the website, data is protected both online and offline.
When our subscription form asks you to enter sensitive information, that data is encrypted and is protected by Secure Socket Layer (SSL) industry-standard encryption technology. While on a secure page, such as our subscription form, the lock icon on the bottom of web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked.
Bank of Scotland Corporate adheres to the principles of the Data Protection Act and source lists from various sources. We ensure information provided by our list providers has been collected inaccordance with those regulations.
If you do not want to receive email communications from Bank of Scotland Corporate, you can unsubscribe at any time.
Views of the author
The content and opinions expressed within are not necessarily those of Bank of Scotland Corporate and we do not endorse any of the opinions included within 42 degrees.
Notification of changes
Our business changes constantly and our Privacy Notice and the conditions of use will change also. We may email periodic reminders of our notices and conditions, and you should check our website frequently to see recent changes. Unless stated otherwise, our current Privacy Notice applies to all data that we have about you and your account.
ACCESSIBILITY STATEMENT
Browsers
Bank of Scotland Corporate has tried to ensure that Bank of Scotland's Internet website is accessible and useable by all.
Information is available in large print, audio and Braille on request; please call for details. You may contact us using a textphone 0800 1690 335†.
Bank of Scotland plc is registered in Scotland and has its registered office at the Mound, Edinburgh, EH1 1YZ. Company Number SC327000. Vat Number 270146776.
Contact Email address: katiehall@bankofscotland.co.uk
†Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
Bank of Scotland is authorised and regulated by the Financial Services Authority. Our FSA Register number is 169628 and our permitted business is lending, administering and arranging mortgages.
Data Protection Act Notice
To see how we use your information and how to give your consent, please read the Data Protection section on our Group website www.bankofscotland.co.uk/dataprotection or ask for a printed copy.
We will use your information to contact you by mail, telephone, E-mail, SMS or otherwise about other products and services that may be of interest to you. If you do not wish to receive this information please visit www.bankofscotland.co.uk/dataprotection for details on how to opt out of this service.
We will search credit reference and fraud prevention agencies to check your identity, credit status and help us make decisions. For credit applications, we will assess you on your own (except where there is another party to this application). By signing/submitting an application, you declare that your financial associate's finances will not affect our decision. We check your declaration and may decline the application if it is inaccurate.
If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. Further details explaining how information held by the fraud prevention agencies may be used can be obtained on our Group website www.bankofscotland.co.uk/dataprotection or by writing to:
Trademarks
This website contains registered trademarks of the Governor and Company of the Bank of Scotland and its subsidiaries. Certain names, words, titles, phrases, logos, icons, graphics or designs to the pages of Bank of Scotland's Internet website may constitute trade names or unregistered trademarks of Bank of Scotland. The display of any trade names or trademarks on pages of Bank of Scotland's Internet website does not imply that any licence has been granted to any third party in respect of the same. All other product or company names and devices, logos, icons, graphics or designs referred to on the pages of Bank of Scotland's Internet website are the trademarks of their respective owners and are exhibited only in such a manner as is intended to be for the benefit of such trademark owners and Bank of Scotland intends no infringement of such trademarks. The appearance or absence of products, services, companies, organisations, home pages or other websites on Bank of Scotland's Internet website does not imply any endorsement or non-endorsement thereof by Bank of Scotland. All rights not expressly granted herein are reserved by Bank of Scotland.
Reproduction of these pages in whole or in part without the prior written consent of The Bank of Scotland is strictly prohibited unless for private, non-commercial viewing purposes.
©The Governor and Company of the Bank of Scotland 1999-2005. The copyright and material on this website is owned by Bank of Scotland or their licensors and is protected by the copyright laws of the United Kingdom. Any such material on this website may not be reproduced and used in any form, in part or in whole, without prior consent being sought. Material may only be used for personal use by those who access the website from the United Kingdom only, and should not be made available to any third party by any means without prior consent being sought. Any potential breach of our statutory or common law rights could be subject to legal action. Bank of Scotland disclaims all liability that may result from any unauthorised reproduction or use of the information of this website. All rights not expressly granted herein are reserved by Bank of Scotland. Certain images © 1998-2005.
Disclaimer
While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current, and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control. We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice. We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.
We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from these pages or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
The Bank of Scotland will not be responsible for any loss or damage (including consequential or indirect loss) that you have incurred as a result of your use of or reliance on any information displayed on this site.
