Welcome to 'Your Opinions', a regular new feature in 42 degrees where readers can share their insights and express their views on articles within 42 degrees or any business-related topic. Red tape, people management, sales techniques, new thinking – whatever the issue, you write it and we'll publish it.
Just one thing. We are a bank not a chat room, so we have a certain dignity to maintain. That's why we reserve the right to select the letters we publish and edit any letter before publication.
